Repair Financing at Westco Automotive
At Westco Automotive, we provide expert repair and maintenance services for all cars and trucks, from modern daily drivers to vintage collectibles. While our technicians are equipped to handle the complexities of today's vehicles, we take particular pride in our specialized knowledge of classic automobiles.
Whether you need reliable brake work on your family SUV or a carburetor tune-up on your classic muscle car, we deliver the same meticulous attention to detail across every generation of vehicle. To make necessary repairs more accessible, we offer flexible financing options designed to fit your budget — even if you have no credit or less-than-perfect credit.
EZ No-Credit 90-Day Financing
Need your car fixed now but payday is a few weeks away? Our EZ no-credit 90-day financing gives you the breathing room you need. Get your repairs done today and pay over time with flexible terms. Most credit histories are approved — no lengthy paperwork, no hassle.
Snap Finance: Pay Over Time with a Quick Decision
We also offer Snap Financing — another flexible pay-over-time solution for customers who need repairs now.
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Fast application — completes in seconds
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Quick decision process — no waiting around for approval
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Convenient mobile app — manage your account easily with their highly-rated app, downloaded by over one million customers and maintaining a 4.9-star rating
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Flexible payment terms — with an early payoff option to save on interest
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All credit types welcome — including those with no credit or less-than-perfect credit
Which Financing Option Is Right for You?
EZ 90-Day Koalafi Snap Finance
Best for Short-term flexibility Building credit while paying Fast decision & mobile management
Term 90 days 12–24 months Flexible
Credit check No Soft pull, all credit considered All credit considered
Early payoff Yes Yes — saves on costs Yes
Reports to credit bureau NoYes — helps build credit-Ask for details
Frequently Asked Questions
Q: Can I apply if I have bad credit or no credit?
A: Absolutely. Both Koalafi and Snap Finance are designed for customers across the credit spectrum. Our EZ 90-day financing also requires no credit check.
Q: How long does the application take?
A: Under a minute for both Koalafi and Snap Finance. You can apply right from your phone in our shop.
Q: Can I pay off my financing early?
A: Yes, all three options allow early payoff. With Koalafi and Snap, paying early can save you on financing costs.
Q: Do I need to bring anything to apply?
A: Just a valid ID and a method of payment for your first installment. The application is fully digital.
Q: How soon can I get my car repaired?
A: As soon as you're approved — often the same day. We'll get started on your repairs while you complete the application.
Ready to Get Started?
Don't let repair costs keep you off the road. Visit our shop at 1130 Valley Street A/B, Colorado Springs, CO 80915 or call us at (719) 591-7743. Our team will walk you through your financing options and get your vehicle back in top condition — with a payment plan that works for you. Or text "PYYKDV" to 844.223.8937 for a text link.
At Westco Automotive, we believe unexpected repair bills shouldn't keep you from getting safely back on the road. That's why we are proud to offer Snap Financing—a flexible pay-over-time solution designed to help more customers say 'yes' to necessary repairs.
With a simple application that takes just seconds to complete, Snap provides financing options for customers across the credit spectrum, including those with no credit or less-than-perfect credit .
You'll benefit from a quick decision process and the ability to manage your account conveniently through their highly-rated mobile app, which has been downloaded by over one million customers and maintains a 4.9-star rating . Plus, with flexible payment terms and the option for early payoff, Snap Financing makes keeping your vehicle in top condition both accessible and affordable.
Koalafi Financing: Lease-to-Own with High Approval Rates
Unexpected repair bills shouldn't keep you from getting safely back on the road. That's why we partner with Koalafi to offer a transparent lease-to-own solution.
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Simple digital application — takes just seconds to complete
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High approval rates — for customers across the credit spectrum, including no credit or limited credit history
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Flexible payment plans — low payments over 12 to 24 months
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Early payoff option — pay off your lease early and save on financing costs
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Build your credit — Koalafi reports on-time payments to a major credit bureau, helping you improve your credit while keeping your vehicle in top condition
